Liberty Brammer has been budgeting finances since getting a small allowance as a child.  Despite her own shortcomings, she believes that God has guided her by faith to make wise choices regarding getting and spending money.  God’s Word gives a lot of guidance in these areas, and she hopes to share encouraging tips using His principles.

In less than 11 years of marriage, Liberty and her husband have lived in two states, bought three cars debt free, and paid off their current house in less than six years in an unconventional way. Their family takes multiple camping trips a year in their small travel trailer.

Liberty blogs about projects all around the house at B4andAfters.com.  Her unique projects include tons of crafts of all sorts, as well as DIY, paint and decorating, crochet, and baking.   Most of her projects are done in frugal and practical ways.  One of her favorite words is FREE.

Liberty is a homeschooling mother of two in her early forties.  She has a part time office job, teaches piano lessons, and enjoys playing the piano and organ at her church.  Redeeming time and not wasting money or resources are a way of life cultivated since childhood.

For more information about how to live frugally and how they paid off their mortgage in less than six years, Liberty’s eBook is available on Amazon’s Kindle. It is also available as an audio book.

How We Paid Off Our Mortgage in Less Than Six Years - eBook


This eBook gives all of the details of how Liberty Brammer and her husband paid off their mortgage early, including tips on how to live frugally day to day.

Free Budgeting Tracker

This is a Free Budgeting Tracker that you can use online. I give clear instructions how to use my template to easily track your spending month to month. You can also see your entire year’s income and expenses at a glance.

How We Paid OFF our Mortgage in Less Thank Six Years - Audio Book


This audio book gives all of the details of how Liberty Brammer and her husband paid off their mortgage early, including tips on how to live frugally day to day.

I hope these resources will encourage you and equip you in your financial journey. Work hard, trust God, rest in the promises in His Word. Be willing to do things you are not comfortable with, if it is in alignment with God's principles. I would love for you to keep in touch with me over at my project blog B4andAfters.com. There are other life resources there, as well as free printables.

Liberty Brammer